Rental Protection Options
Unexpected damage, injuries, lost belongings, and liability claims can quickly turn a routine rental into a costly situation. EXEC Rent-A-Car offers several optional protection products designed to help reduce those risks. Call our Norwalk location at (562) 677-1301 or our West Covina office at (626) 549-3900 for more information.
Our Products
See the products offered by EXEC Rent-A-Car below:
- Loss Damage Waiver (LDW): Protects the rental vehicle
- Personal Accident Insurance (PAI): Provides accident-related benefits for people
- Personal Effects Coverage (PEC): Protects personal belongings
- Supplemental Liability Insurance (SLI): Adds excess third-party liability protection
- Renter’s Liability Protection (RLP): Provides primary liability coverage at state-required limits
These products are optional and are not required to rent a vehicle. Coverage is subject to the terms, exclusions, conditions, and limitations of the applicable rental agreement or insurance policy.
Loss Damage Waiver
Loss Damage Waiver, or LDW, may waive your financial responsibility for covered damage to or theft of the rental vehicle. Covered incidents can include collisions, vandalism, weather damage, hit-and-runs, glass damage, and certain single-vehicle accidents.
LDW includes no deductible for covered repairs, but exclusions apply for incidents involving unauthorized drivers, impaired driving, prohibited vehicle use, intentional damage, and travel outside the United States.
Personal Accident Insurance
Personal Accident Insurance, or PAI, provides accidental death, medical expense, and ambulance benefits for the renter and other covered passengers.
Benefits include up to $250,000 for the insured renter’s accidental death, $2,500 per person for medical expenses, and $500 per person for ambulance expenses.
Personal Effects Coverage
Personal Effects Coverage, or PEC, helps protect personal belongings that are stolen, damaged, or involved in an accident while inside the rental vehicle.
Coverage provides up to $750 per person and $2,000 per occurrence, with no deductible. A police report is required for theft claims.
Supplemental Liability Insurance
Supplemental Liability Insurance, or SLI, provides up to $300,000 in excess liability protection for covered bodily injury or property damage caused to another person.
Coverage applies to the renter and authorized additional drivers and begins above the applicable underlying liability limit.
Renter's Liability Protection
Renter’s Liability Protection, or RLP, provides primary third-party liability coverage at the minimum limits required by the rental state.
It may help cover injuries to another person or damage to third-party property caused by the renter or an authorized additional driver.
Frequently Asked Questions
Which option covers what?
- Rental vehicle damage or theft: Loss Damage Waiver
- Accidental injury benefits: Personal Accident Insurance
- Personal belongings: Personal Effects Coverage
- Additional third-party liability: Supplemental Liability Insurance
- Primary state-required liability: Renter’s Liability Protection
Am I required to purchase these products?
No. All protection products described on this page are optional. Declining an available product does not prevent you from renting a vehicle.
Could I already have rental protection?
Possibly. Your personal auto policy, health insurance, homeowners or renters insurance, employer benefits, or credit card may provide some protection. Coverage varies, so contact the applicable provider before relying on it.
Is Loss Damage Waiver an insurance policy?
LDW is a contractual waiver under which EXEC agrees to waive your financial responsibility for certain covered damage to the rental vehicle. It is commonly called LDW or CDW.
Does LDW cover injuries or damage to another person’s vehicle?
No. LDW applies to covered damage to the EXEC rental vehicle. PAI addresses certain accidental injury benefits, while SLI and RLP address certain third-party liability claims.
Are additional drivers covered?
SLI and RLP may cover specifically authorized additional drivers. Damage or liability involving someone who is not listed as an authorized driver may be excluded.
Are incidents in Mexico covered?
No. The brochures state that LDW, PAI, SLI, and RLP do not apply to incidents occurring in Mexico.
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Reserve now to guarantee your car for as long as you need it.
Why Choose Us
Exceptional Customer Service
Our team is dedicated to delivering a seamless rental experience with personalized attention and support every step of the way. We’re here to ensure your needs are met, whether you're renting for business, leisure, or something in between.
Dependable, Clean Vehicles
Every car in our fleet is carefully maintained to the highest standards of reliability and cleanliness. You can count on us to provide a vehicle you can trust, every time.
New Fleet
Our modern fleet features the latest models with advanced technology and low mileage. Each vehicle is spotless, comfortable, and ready to enhance your journey.
Have Any Questions?
If you have any questions about our protection products, don’t hesitate to reach out to {{comapny_name}}. You can call our Norwalk office at (562) 677-1301 or our West Covina location at (626) 549-3900. Reserve now to experience premium transportation, every time. We proudly serve the San Gabriel Valley including Paramount, Glendora, and Bellflower. For more information, see About Us.